Mining-grid Centric E-Finance Portal for Credit Card Risk Management

Authors: Jia Hu, Ning Zhong, and Yong Shi

E-finance is rapidly transforming and evolving toward more dynamic, flexible and automated solutions. This paper describes a conceptual model with dynamic multi-level workflows corresponding to a multi-layer Grid architecture, for multi-aspect analysis in building an e-finance portal on theWisdomWeb. The application and research demonstrate that mining-grid centric three-layer Grid architecture is effective for developing intelligent risk management and decision making financial systems. This paper concentrates on how to develop an mining-grid centric e-finance portal (MGCFP), not only for supplying effective online financial services for both retail and corporate customers, but also for intelligent credit risk management and decision making for financial enterprises and partners.